Richmond, Texas · Est. 2002

Protect Your Wealth.
Invest With Purpose.

Phalanx Financial Solutions Group LLC delivers insurance-driven wealth strategies, executive solutions, and psychology-based financial education built for those who demand more than ordinary advice.

22+
Years Experience
4,600+
Policies Structured
8
Solution Areas
Our Solutions
  • 🛡️
    Executive Compensation & Benefits
  • 📈
    Tax-Efficient Wealth Strategies
  • 🏦
    Retirement Income Planning
  • 🤝
    Business Succession Planning
  • 🏢
    Key-Person & Business Life Insurance
  • 🎓
    Phalanx Financial Academy
  • 💡
    Corporate Financial Wellness
  • 🔑
    Agent & Advisor Training
What We Do

Two Pillars. One Purpose.

Insurance-driven wealth solutions paired with transformational financial education so your wealth grows and your knowledge does too.

Pillar One

Insurance Solutions

Strategic, protection first policies that build tax-advantaged wealth, guard your business, and secure your family's financial future.

Explore Solutions
Pillar Two

Phalanx Financial Academy

Psychology-based financial literacy that changes how you think about money because knowledge is your most powerful asset.

Explore Education
Why Phalanx

We Don't Sell Products.
We Build Strategies.

Most advisors lead with products. We lead with a deep understanding of your goals, your psychology, and your timeline then engineer solutions that serve all three.

✓
Education-First Philosophy
Clients who understand their strategy make better decisions and achieve better outcomes.
✓
Shame-Free Approach
We meet you exactly where you are. No judgment, no jargon, no pressure.
✓
Behavioral-Informed Strategies
We factor in human behavior, not just math, to create plans people actually stick with.
Client Stories

What Our Clients Experience

"

As a busy executive, I struggled to navigate the complexities of my compensation package. Phalanx not only simplified the process but provided strategies that maximized my benefits and aligned with my long-term goals.

David L.
CFO, Energy Sector
"

Running a business means juggling many priorities, and financial planning often took a backseat. Phalanx Financial Solutions Group LLC gave me the tools and confidence to set up a retirement plan for myself and my employees. Their personalized approach made a real difference.

Carina M.
Small Business Owner
"

I always felt overwhelmed by my finances until I worked with Phalanx. Their financial literacy approach broke everything down in a way I could understand. Now I feel genuinely in control of my financial future.

Jamal Thomas
Educator

Ready to Invest With Purpose?

Schedule a no-obligation consultation with our team in Richmond, Texas.

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Insurance Solutions

Protection That Builds Wealth

Strategic insurance isn't just about protection. It's one of the most powerful, tax-advantaged vehicles for building and transferring wealth available today.

Get a Custom Strategy Download Free Guide
Professional consultation
Core Insurance Services

Solutions Engineered for Your Goals

Every policy we structure serves a strategic purpose: building wealth, reducing tax exposure, protecting your business, or securing your family's future.

💼

Executive Compensation

Attracting and retaining top talent starts with a forward-thinking executive compensation package. We design non-qualified deferred compensation plans, Supplemental Executive Retirement Plans (SERPs), and key-person insurance structures that align leadership incentives with long-term business performance.

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💰

Tax-Efficient Wealth Strategies

Unlock the full potential of your wealth using permanent life insurance as a tax-advantaged accumulation vehicle. We structure policies that grow cash value tax-deferred, allow tax-free policy loans, and facilitate efficient wealth transfer, keeping your money off the IRS radar at retirement.

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🏦

Retirement Income Planning

Enjoy retirement with confidence through a customized income plan designed to eliminate the risk of outliving your money. We use indexed universal life, annuities, and guaranteed income structures to create predictable, tax-advantaged retirement income streams.

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🤝

Business Succession Planning

Secure your company's future with a well-designed succession plan. We help business owners structure buy-sell agreements, fund partnerships with life insurance, and create exit strategies that protect both the business and the owner's financial legacy.

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🏢

Key-Person Business Insurance

Protect your company against the sudden loss of a key employee or partner. Key-person coverage ensures business continuity, covers recruitment and transition costs, and provides the financial bridge needed to stabilize during a critical period.

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🛡️

Family Protection Strategies

Beyond a death benefit, a properly structured life insurance policy is a living financial tool, supplementing college funding, protecting mortgage obligations, and building a generational legacy, all within a single integrated strategy.

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Our Process

The Phalanx Experience

A disciplined, four-step experience that puts your goals first and product selection last.

01
Discovery

We learn your full financial picture: income, liabilities, goals, timeline, and what keeps you up at night.

02
Strategy Design

We engineer a customized strategy that addresses protection, accumulation, and legacy, in that order.

03
Implementation

We place coverage, structure policies, and onboard you with a clear understanding of how everything works.

04
Ongoing Review

Life changes. We review your strategy regularly and adjust as your goals, family, and business evolve.

Insurance is the foundation.
Strategy is the structure.

Let's discover how a well-designed insurance strategy becomes the most powerful tool in your financial plan and how to keep your retirement income off the IRS radar.

Schedule a Consultation
Phalanx Financial Academy

Knowledge Is Your
Greatest Asset

Psychology-based financial literacy programs that transform how individuals, families, and organizations think about and act with money.

Enroll Now Corporate Programs
About the Academy

Why Most Financial
Education Fails

Traditional financial education tells people what to do: budget this, save that, invest here. But it rarely addresses why people don't. At Phalanx Academy, we start with the psychology.

Our Money & YOU Concepts curriculum blends behavioral finance, financial psychology, and practical strategy to create lasting behavior change, not just better spreadsheets.

Behavioral FinanceFinancial PsychologyShame-Free LearningPractical ApplicationGroup CohortsCorporate Training
Group learning session
Free Resource

18 Insights for Better Money Decisions

A free Money & YOU Concepts mini eBook from Phalanx Financial Academy — a six-week financial psychology playbook for clarity, confidence, structure, and long-term financial wellness.

Download the Free eBook
18
Money Insights
Free PDF Download
The Curriculum

Money & YOU
Concepts

A 6-week transformational program that takes you from financial confusion to financial clarity, one psychological shift at a time.

Program Details
Duration6 Weeks
FormatLive + Online
Video CoursesOnline Mini-Courses
Group Size8–20 Participants
CorporateAvailable
IndividualAvailable
Enroll Today
Week 1
The Money Mindset Reset

We begin where most programs never go: your relationship with money. Participants identify core money beliefs, trace their financial origin stories, and begin rewriting narratives that no longer serve them.

Week 2
Understanding the Financial Ecosystem

A clear-eyed look at how the financial system actually works: banks, insurance companies, the tax code, and how to position yourself on the advantaged side of each system.

Week 3
Cash Flow & the Psychology of Spending

Beyond budgeting, we examine the behavioral drivers of financial decisions and introduce a values-aligned spending framework that works long-term without relying on willpower.

Week 4
Protection, Risk & the Insurance Advantage

Demystifying insurance as a financial tool. Participants learn how properly structured policies can protect, grow, and transfer wealth in ways most people were never taught.

Week 5
Building Wealth with Intention

Investment fundamentals through a behavioral lens. We address cognitive biases, emotional investing, and how to construct a wealth-building plan aligned with your real life, not someone else's model.

Week 6
Your Financial Blueprint

Participants leave with a personalized financial action plan, accountability tools, and the community and confidence to execute. Not a worksheet, a transformation.

For Organizations

Corporate Financial
Wellness Programs

Financial stress is one of the top drivers of reduced productivity, absenteeism, and employee turnover. Our corporate programs are a proven investment in your workforce and your bottom line.

Lunch & Learn sessions (90-minute formats available)
Full 6-week cohort programs for employee groups
HR & benefits education for leadership teams
Custom curriculum development for enterprise clients
Money & YOU series: life insurance, annuities, and more
Serving Richmond, TX · Greater Houston Area · National Markets
Inquire About Corporate Programs
Corporate training
About Phalanx

Built on Purpose.
Driven by Impact.

For over two decades, Phalanx Financial has served families, executives, and business owners across Texas with integrity-led strategies and an education-first philosophy.

Eddie Stallworth, CEO
Career Journey
Phalanx Financial Solutions Group LLC
Founder, CEO & President · 2002 – Present
AIG / American General
Wealth Strategies — HNW & Business Markets
MetLife Financial Services
Financial Services Representative
New England Financial
Financial Representative
American Income Life
Supervising General Agent
Guardian Insurance
Insurance Broker
Our Founder

Eddie L. Stallworth Jr., CFEI

Founder & CEO · Phalanx Financial Solutions Group LLC · Richmond, Texas

Eddie Stallworth founded Phalanx Financial Solutions Group LLC with a conviction that most people aren't failing financially because of a lack of discipline. They're failing because no one ever taught them the rules of the game.

With over two decades of experience across Guardian Insurance, New England Financial, MetLife, American Income Life, and AIG, Eddie has worked at the highest levels of financial strategy, with high-net-worth individuals, small-to-medium businesses, and corporate executives. At AIG, he specialized in tax-minimization strategies, wealth accumulation, education and retirement planning, conducting informational seminars and building enhanced financial strategies for business owners and executives.

His leadership philosophy centers on education, transparency, and protection-first planning, helping clients establish a stable financial foundation that supports better decisions throughout every stage of life. He emphasizes that financial outcomes are shaped not only by numbers, but by habits, decision-making patterns, and how people respond to risk, uncertainty, and long-term responsibility.

Under his guidance, Phalanx Financial operates with a focus on clarity over complexity and understanding over pressure. Today, through Phalanx Financial Solutions Group LLC and the Phalanx Financial Academy, Eddie and his team serve clients across Texas with a simple, non-negotiable philosophy: put the client's education first, and the right financial outcomes will follow.

"When people truly understand their financial strategy, they stop second-guessing and start building."

— Eddie L. Stallworth Jr., CFEI · Founder & CEO
What Guides Us

Our Core Values

🎯

Purposeful Advice

Every recommendation we make is connected to a clear purpose: your protection, your growth, or your legacy. We never recommend for the sake of a sale.

🤲

Compassionate Service

Financial conversations require trust, vulnerability, and patience. We build relationships slowly and deliberately, because trust cannot be rushed, and we don't try to rush it.

📚

Education First

An informed client is an empowered client. We take the time to ensure you understand not just what we're doing, but why and how it specifically serves your goals.

⚖️

Integrity Without Exception

We operate with absolute transparency. We are firmly planted on the side of our clients. If a strategy isn't right for you, we'll tell you, even when it costs us the business.

Richmond Texas

Proudly Serving Richmond, Texas
and the Greater Houston Area

Rooted in the Greater Houston area. Serving clients across Texas and nationally. Independent, unbiased, and firmly on your side.

Connect With Our Team
Our Team

The People Behind Phalanx

Two experienced financial professionals united by a single mission: to educate, protect, and empower every client they serve.

Leadership

Meet the Team

Founder & Chief Executive Officer

Eddie L. Stallworth Jr.

CFEI · Richmond, Texas

Eddie Stallworth is the Founder and CEO of Phalanx Financial Solutions Group LLC, where he works with individuals, families, and business owners to make deliberate, long-term financial decisions rooted in protection, clarity, and personal responsibility.

With over two decades of experience across Guardian Insurance, New England Financial, MetLife, American Income Life, and AIG, Eddie brings deep expertise in executive benefits, tax-advantaged wealth strategies, and protection-first financial planning. At AIG, he specialized in strategies for high-net-worth individuals and business owners, developing enhanced financial strategies and conducting informational seminars on wealth accumulation and preservation.

His advisory style integrates risk management, retirement planning, and legacy considerations with a strong emphasis on behavioral factors that influence financial choices, especially during major life transitions such as career changes, business growth, and retirement planning. Known for his steady presence and direct communication style, Eddie prioritizes trust built through consistency and education.

Executive BenefitsTax-Efficient StrategiesRetirement PlanningBusiness SuccessionBehavioral Finance
📧 info@phalanxfsg.com  ·  📞 909-475-PFSG (7374)  ·  📍 Richmond, Texas
Chief Operating Officer

Demetrea Sherrill

Your Family's Favorite Financial Strategist · Detroit, MI

Demetrea Sherrill is the COO of Phalanx Financial and the heart of its community impact. Whether she's leading a workshop, mentoring clients, or sharing wisdom in everyday conversation, she's transforming communities, one family, one generation at a time.

A Detroit native who graduated summa cum laude from Mumford High School, Demetrea's roots run deep and so does her commitment to legacy. Since 2017, she has carved out her place in financial services, starting with credit repair, expanding into supplemental health and life insurance, and ultimately discovering her true passion: educating families and business owners on how to build and sustain wealth.

Her approach is simple but powerful: shift your mindset from an "if/or" to a "both/and" perspective, and recognize that wealth is built through knowledge, strategy, belief, and most importantly, action. She empowers others to understand that financial security isn't reserved for the few. It's available to all who are willing to learn and apply the right tools.

From foundational money management to building generational wealth, Demetrea equips families, business owners, and entrepreneurs with tailored strategies that match their goals and lifestyles. Her mission is bigger than individual success. She's in the business of changing financial lineages.

Generational WealthCredit RepairLife InsuranceCommunity EducationMindset Coaching
📧 demetrea.sherrill@phalanxfsg.com  ·  📞 313-895-7565  ·  📍 Detroit, Michigan
Join Our Team

Interested in Hanging Your License
with Phalanx?

We offer a high level of service, great payouts, and a culture built on education and integrity. We're very targeted when inviting people to be part of the Phalanx family and we'd love to hear from you.

Express Interest
Why Choose Phalanx

An Independent Firm
Firmly on Your Side

As an independent firm, we are not guided by any outside interests. Our primary goal is to serve each client with the highest levels of integrity and expertise possible.

Our Difference

Everything We Do, We Believe in
Challenging the Status Quo.

Most financial firms are guided by product quotas, proprietary investment menus, and sales incentives. At Phalanx, there are none of those. We are an independent firm with Attorneys, CPAs, and other professionals we work with to provide holistic and unbiased advice.

We believe that thinking differently about insurance, about money psychology, about the financial education gap. It is not just better for clients. It's the only approach that actually works long-term.

✓
No Outside Interests
Independent. We advise based on what's right for you, not what earns us the highest commission.
✓
Holistic Advisory Network
We collaborate with Attorneys, CPAs, and specialists to deliver truly comprehensive advice.
✓
Free Initial Consultation
We provide planning and strategies at no initial cost. We don't want our clients to carry a financial risk just to explore options.
✓
22+ Years of Proven Experience
Across Guardian, MetLife, AIG, and New England Financial, the depth of experience that matters.
22+
Years of Experience
4,600+
Policies Structured
$0
Initial Consultation Cost
100%
Independent

Ready to Think Differently About Your Finances?

Schedule a no-cost, no-pressure consultation with the Phalanx team today.

Book Your Consultation
Phalanx Blog

Insights on Wealth,
Protection & Financial Behavior

Insider information on how utilizing insurance in insightful ways can build wealth, protect assets, and stimulate business growth.

Gig Worker Finance
FeaturedEconomics

Empowering Gig Workers: Building Financial Resilience

The gig economy has fundamentally changed how millions of Americans earn but the financial infrastructure to support gig workers hasn't kept pace. Here's how to build a resilient financial foundation without a traditional employer.

By Eddie Stallworth · November 23, 2024
Read Article
All Articles

From the Phalanx Blog

Life Insurance
Insurance

Life Insurance as a Wealth-Building Tool

Most people see life insurance as pure protection. The most sophisticated investors see it as one of the most tax-advantaged tools available.

Read More
Behavioral Finance
Psychology

Why Willpower Won't Save Your Budget

Behavioral finance research is clear: systems beat self-discipline every time. Here's how to design your financial environment for automatic success.

Read More
Retirement
Retirement

The Retirement Income Problem Nobody Talks About

Accumulating wealth is only half the challenge. The real complexity is creating predictable income from that wealth, without running out in year 20.

Read More
Business Succession
Business

The Business Succession Planning Gap

Most business owners know they need a succession plan. Very few have one. Here's why insurance-funded buy-sell agreements are the missing piece.

Read More
Tax Strategy
Tax Strategy

Getting Off the IRS Radar at Retirement

What if your retirement income stream could be classified as non-income? Here's how properly structured life insurance makes it possible.

Read More
Financial Education
Education

The Financial Literacy Gap Is a Wealth Gap

The difference between families that build wealth and those that don't often comes down to one thing: access to financial education early enough to matter.

Read More
Let's Connect

Start Your Financial
Transformation

Schedule a no-obligation, no-cost consultation. We listen first, advise second, and never pressure you toward a solution that doesn't fit.

Get in Touch

We're Ready
When You Are

Whether you're exploring insurance options, interested in the Academy, or simply ready to have a real financial conversation. We're here. No obligation, no pressure.

📍
Office Address
Richmond, Texas
Greater Houston Area
📞
Phone
909-475-PFSG (7374)
✉️
Email
info@phalanxfsg.com
🌐
Website
www.phalanxfsg.com
Houston Texas

Schedule a Consultation

We'll reach out within one business day.

Your information is private and will never be shared or sold.